Who We Are

Charlesworth Consulting is a small, unbiased family firm. We’re dedicated to helping companies navigate the complex world of insurance and risk management services in areas including Property Casualty, Liability, Workers’ Compensation, Group Benefits, Off-Shore Captives, Executive Risk, Self-Funded Studies, to name a few.

Here’s a little insight as to who we are.

  • James Charlesworth, ARM James has served clients with Charlesworth Consulting since 1989. His expertise is in commercial mortgage insurance compliance, governmental entity risk management, contract analysis, self-funding workers’ compensation, claims, and subrogation. James also has special experience in law enforcement and hospital risk management as well as being instrumental in the design and risk management services for over 40 public entities in Kansas, Missouri, Nebraska, South Dakota, and Texas, plus numerous not-for-profit and for-profit organizations.
  • Bob Charlesworth, CPCU, ARM Bob has served as a consultant with Charlesworth Consulting since 1984, with special training in loss control, risk financing alternatives and evaluations, safety program and committee development, and risk management training seminars. Bob also specializes in group benefit consulting, including plan designs and
    marketing of insured or self-funded alternatives.
  • Connie Sargent, ARM Connie has been with Charlesworth Consulting since 1988. Connie specializes in commercial mortgage insurance compliance reviews, designing loss information systems and loss control programs, deductible/SIR claims management, subrogation recoveries, and workplace safety consulting. ​
  • Sarah White Sarah joined the Charlesworth team in 2021 and brings a unique understanding of public entities to our team. Before joining Charlesworth Consulting, Sarah worked for a mid-size municipality, where her roles included day-to-day workers compensation and risk management duties. Sarah specializes in program management for workers’ compensation and claims administration. She is one of Charlesworth’s workers compensation navigators, who assist our clients’ injured employees in navigating the workers’ compensation process. She communicates with the injured employees to make sure their needs are being met and coordinates the claim with employee’s supervisor, HR, the third party administrator, and the nurse case manager.

What We Do

Our approach to clients is not as an insurance agent or salesperson, but rather as a consultant specializing in risk management.