Who We Are
You need someone on your side to help you navigate risk management and insurance, and that’s where we come in. We aren’t in the business of selling an insurance product, Charlesworth Consulting is a trusted ally and partner for all our clients. With over 50 years of experience in the public entity sector, Charlesworth Consulting is here to problem-solve and advocate for you.
We offer a wide array of services to assist our clients from day-to-day consulting to strategic management. Learn more about our services:
- Employee Benefits Consulting
- Risk Management Consulting
- Strategic Risk Solutions
- Outsourced Management Services
Who We Serve
“Our target market includes cities under 250,000 in population, school districts with 70,000 or fewer students, junior colleges, counties with 500,000-1,500,000 in population, water districts, river authorities, port authorities, and other governmental entities.”
– James Charlesworth, President

Our Core Values
- Respect: A cornerstone to our approach, guiding us to foster genuine connections, embrace diverse perspectives, and cultivate meaningful relationships.
- Integrity: The importance of honesty, ethics, and consistency in our actions and choices guides every decision we make.
- Service: Service is a mindset that drives us to go above and beyond to serve with empathy and dedication.
- Knowledge: Continuous learning, innovation, and expertise are essential for staying ahead in an ever-evolving landscape.

President
James Charlesworth, ARM
James has served clients at Charlesworth Consulting since 1989. While he works in many areas, James is instrumental in the design and risk management services for over 40 public entities.

AVP, Sr. Consultant
Kristina Peters
As Sr. Consultant, Kristina Peters empowers clients to take control of their risk management strategy and implement future-focused best practices to foster safe and successful work environments for all.

Sr. Client Service Consultant
KYLEE CUNDIFF
Kylee has over 20 years of experience in the insurance service industry, providing trusted client support through expertise, consistency, and a strong commitment to service.

Client Service Consultant
Sarah Veit
Before joining in 2021, Sarah worked for a mid-size municipality. Sarah helps clients with navigating workers’ compensation and claims administration.

Client Service Specialist
KATIE MACLEA
Katie oversees subrogation and administrative duties at Charlesworth, leveraging a background in education to bring organization, efficiency, and clear communication to clients.
This Isn’t Our First Rodeo
Our History
Our history dates back to 1977, when Art Charlesworth took the insurance world by storm, founding Charlesworth & Associates in Springfield, Missouri. His business focused on consulting without selling any insurance products, a concept we still adhere to today. In the 1980s, three of Art’s children joined the family-run business, and when Art retired in 2000, those three children — James, Bob, and Connie — took over the business to carry on the family tradition.
As the business grew, it was apparent group benefit consulting was becoming increasingly important to clients and consulting services in that line of business was critical. In 2001, Charlesworth Benefits, LLC, was formed. Knowing collaboration and a streamlined approach was key, we merged both businesses in 2017 to create Charlesworth Consulting, LLC. At this time, James Charlesworth took over as President of the company.
In 2020, we expanded further and opened an office in Dallas, Texas. Given our target market, we saw a rapid need from clients and many opportunities to grow in Texas. As we grew, we added Texas-based employees to personally serve and develop these client relationships.
In 2024, Charlesworth Consulting expanded our services beyond benefits and solutions. We added Human Resources Consulting and expanded on our Loss Control & Safety Programs to further adhere to our clients’ needs.
Our Locations
Kansas City, Missouri
1828 Walnut Street, Suite 701
Kansas City, MO 64108
Serving clients in and around Kansas City, Missouri, we have had a presence here for over 40 years. We proudly call Kansas City our first home.
Dallas, Texas
12712 Park Central Drive, Suite 100
Dallas, TX 75251
With a growing number of clients in Texas, it was important for us to open an office in Dallas. Since 2020, we are proud to continue to grow our Texas team and clientele.

