In the insurance consulting world, we spend a lot of time evaluating options, comparing proposal responses, and helping organizations make confident, well‑informed decisions. But there’s one step in the selection process that sometimes gets overlooked or undervalued: the broker interview. On paper, broker interviews can sound like a formality: an hour on the calendar, a...…
A steady stream of public projects keeps communities functioning: roads get repaired, buildings stay safe, and essential services continue without interruption. But behind every construction crew, IT vendor, maintenance provider, or professional consultant is a web of risk that governmental entities must manage carefully. One of the most effective tools when outsourcing services supporting public...…
When a cyberattack happens, every minute matters. The faster you can identify what went wrong and stop the damage, the better. That’s why cyber insurance companies keep a team of specialists ready to help: lawyers, PR experts, forensic investigators, and more. If you report an incident to your insurer, they’ll usually assign you a coach...…
As we adjust to the “new normal” of steadily increasing property insurance rates, including higher deductibles, the next phase of coverage tightening could be the reintroduction of coinsurance provisions, or the more common “margin clause” in lieu of blanket coverage limits. These clauses can impact your replacement cost when navigating property damage or loss, potentially...…
